- Sell Your Gift Cards for Cash. The gift card reseller market has been around for several years now.
- If you have questions about a Vanilla Gift Card already purchased, please contact Vanilla Gift Card for assistance at. Purchasing Gift Cards. If you have questions about purchasing Gift Cards online: 1-844-433-7898. Vanilla Visa® Gift Card Customer Care PO Box 826 Fortson, GA 31808.
- Some people have been having problems using Vanilla Visa with Private Internet Access (our top recommended VPN provider). Hopefully the company will sort out this problem soon. There is a short-term solution: You can create a Amazon account (using fake personal info) and link it to the Vanilla Visa.
Gary December 19, 2017. The Peet’s coffee cards are scratchers. In addition, you can use their app to pay with a QR code. When you use the app, the redemption code is immediately verified. Vanilla Visa Gift Card. I purchased a $20 Vanilla Visa gift card recently, with the intention of buying a gift for a friend. When I went to check my Vanilla balance on their website, I was greeted with a message saying the $20 was withdrawn from the card, with no indication of it appearing anywhere on my Paypal account.
Credit card fraud is currently the most pervasive form of identity theft, with 14.2 million credit card numbers being exposed in 2017, according to the Identity Theft Resource Center.
Yet a separate study reveals that too many Americans are careless when it comes to protecting their personal data, which only invites more fraud. Read more here about credit card fraud.
According to the Pew Research Center, 41% of Americans reported a fraudulent charge on their credit card, yet only 12% use password management software and 41% say they've shared a password online with a friend or family member.
Password carelessness is only one way that fraudsters can hack into a user's online account and steal their credit card data. Cardholders should know that identity thieves have myriad paths to their card data and take active steps to block those paths, once and for all.
Data security experts say one way to thwart credit card hackers, or at least minimize the damage, is to know the signs that your card has been hacked in the first place.
That knowledge not only allows you to alert your credit card company and law enforcement, it also teaches you a long-term lesson in how card data thieves operate, enabling you to better plug data vulnerability gaps with your credit card.
Here are the biggest 'red flags' that alert you to credit card data theft, security experts say:
1. You Notice Strange Purchases
The single biggest red flag when it comes to credit card fraud is finding unknown purchases on your bank account statement, says Doug Brennan, a cybersecurity expert and blog manager at Digital Addicts. 'Because this type of fraud can happen at any time, it's important to remain vigilant, and check your bank account statements on a regular basis,' Brennan says.
2. You Notice Small Charges on Your Account
A million miles away ross. The moment a data thief gets access to a stolen card, they will make small charges that won't trigger any red flags, says Robert Siciliano, a security analyst at IDTheftSecurity.com, in Boston, Mass. 'That could include a few dollar charges at a convenience store. If the card works, the thief will move into incrementally larger charges as quickly as possible.'
The most effective way to catch fraud in real time is to sign up for alerts and notifications of all your charges via text and email,' Siciliano advises. 'Otherwise, if you're not paying micro attention to your charges in real time it is likely by the end of the month you will have ended up paying for the lifestyle of an identity thief,' he notes. 2016 gator 50cc scooter manual.
Learn more about reducing the risk of identity theft here.
3. You Have Unfamiliar Company Names on Your Statement
When you make a payment on your credit card, the name of the business' parent company will actually appear on your credit card statement, notes Jennifer McDermott, consumer advocate for Finder.com, a credit card comparison website in New York City.
'Often when processing a credit card purchase, companies will flag what you can expect to see on your account,' McDermott says. 'If unfamiliar names appear on your statement, notify your credit card company as soon as possible to dispute the charges.' You can also Google unfamiliar names you see to make sure a name isn't something you did charge before calling to report fraud.
4. You See Payments in Other Locations
Since you likely reside in a certain area, it makes sense that payments appearing on your card will be in the same location unless it's a payment to a business that is registered elsewhere, McDermott notes. 'Double check every single purchase appearing in another destination when you haven't been there, as it can denote a fraudulent transaction,' she advises.
5. A Lower Available Credit Balance
A big red flag to most consumers should be the appearance of a diminished credit line from unexplained pending charges. 'If your credit line is $5,500 and you suddenly see that only $3,500 is available, you may want to investigate further to understand what triggered the change in your available credit line,' says John Buzzard, an industry fraud specialist for CO-OP Financial Services, a provider of payments and financial technology to credit unions.
Many card issuers today provide valuable information to their cardholders by way of online banking and account activity alerts to aid in the detection of questionable transactions, Buzzard says. 'It can often take a few days for transactions to settle to the actual account, so heightened awareness on credit limits, balances, and pending transactions are always a great idea to stay one step ahead of fraudsters,' he adds.
Buzzard makes a good point. Recognize the warning signs of credit card fraud is one thing, but taking the necessary steps to stay ahead of fraud activity is even better.
Vanilla Visa Gift Card Hacked Today
Find a healthy balance between the two, and keep your plastic better protected in the future.
To most people, un-activated gift cards hanging on a rack in a store are worthless. But to hackers, those cards are just cash waiting to be stolen.
Gift cards have weaker security measures than debt or credit cards, cyber researcher William Caput, tells Wired. The weak security features create a vulnerability, which makes the gift cards valuable to someone who knows how to exploit the security hole. With a little bit of hacking and craftsmanship, a fraudster can spend the money on someone's card before they do.
Caput tells Wired, in an article about his research, that gift cards are mass-produced with sets of card numbers that follow a simple pattern-- the first set of 10 numbers are identical, the eleventh and twelfth numbers count up from 01 to 99, and the last four digits are random. Caput first discovered this vulnerability--an easy-to-follow pattern--two years ago when he was hired as a white hat hacker to penetration test a large restaurant chain.
With the numerical pattern, Caput says a hacker can check how much money is on specific cards by visiting the restaurant's or store's website. Caput says a hacker will need to use software that will enter each sequential combination to enter all 10,000 possibilities for the last four card numbers, but the hacker can cycle through card numbers and see how much money is on those cards that are activated.
Hackers can use the gift cards online or print fraudulent gift cards themselves by taking blank plastic cards and writing magnetized strips onto them with a machine that sells on Amazon.com, Caput says. Cs go surf.
'You're basically stealing other people's cash through these cards,' Caput tells Wired. 'You take a small sample of gift cards from restaurants, department stores, movie theaters, even airlines, look at the pattern, determine the other cards that have been sold to customers and steal the value on them.'
Vanilla Visa Fraud Department
Caput warned retailers about the security vulnerabilities. Many companies heeded his advice and added security features to their sites to prevent hackers from testing thousands of card numbers. But he says these changes still don't prevent someone from taking photos of un-activated card numbers at the store and waiting until someone activates them so they can steal the money.
According to a report released this year by security firm Flashpoint, the number of criminals targeting gift cards has been trending up for the last two years. A vendor selling stolen gift cards on dark web marketplace AlphaBay made over $400,000 in sales in eight months, Flashpoint analyst Liv Rowley tells Wired. The vendor was selling cards from stores like Whole Foods and OfficeMax.
Buy Vanilla Visa Gift Card
Although many retailers already fixed the vulnerabilities,Caput told Wired that a 'disturbing fraction' of retailers are still open to hacking. The fix, fortunately, is easy. Caput says retailers shouldn't leave un-activated cards out in the aisles and they should add tests to their e-commerce sites to prevent hacking software from checking thousands of card numbers for value. Caput also says retailers could add scratch-away covers to cards and require a PIN number to use the card.